Protect Yourself from Online Scams & Fraud
1. Important Information Regarding Online Scams
With the advancement of technology and the increasing use of social networks, the proliferation of online-based scams has become a significant problem for the public today.
2. What is an Online Scam?
An online scam refers to deceiving and defrauding the public of money or personal information by utilizing online platforms such as telephones, social networks, websites, applications, and internet banking. It has been observed that commonly used services like Mobile Banking and Mobile Pay are increasingly being used as mediums for these scams.
3. Top 5 Most Common Online Scam Types
The most prominent online scam types include:
* ๐๐ก๐ข๐ฌ๐ก๐ข๐ง๐ ๐
๐ซ๐๐ฎ๐: Scams that obtain information by using fake applications, websites, or Facebook pages.
* ๐๐จ๐๐ข๐๐ฅ ๐๐๐๐ข๐ ๐๐ง๐ ๐๐๐ฅ๐๐๐จ๐ฆ๐ฆ๐ฎ๐ง๐ข๐๐๐ญ๐ข๐จ๐ง ๐
๐ซ๐๐ฎ๐: Scams where individuals impersonate employees of banks, financial institutions, or mobile money service providers.
* ๐๐ง๐ฅ๐ข๐ง๐ ๐๐จ๐ฆ๐๐ง๐๐ ๐
๐ซ๐๐ฎ๐: Scams that involve building intimate relationships online to defraud victims.
* ๐๐ง๐ฅ๐ข๐ง๐ ๐๐ซ๐๐๐ข๐ง๐ / ๐๐ซ๐๐๐ข๐ง๐ ๐๐ฅ๐๐ญ๐๐จ๐ซ๐ฆ ๐
๐ซ๐๐ฎ๐: Scams that use business transactions or investment opportunities as a pretext for deception.
* ๐๐ฆ๐ฉ๐ฅ๐จ๐ฒ๐ฆ๐๐ง๐ญ ๐๐๐๐ฆ: Scams that promise job opportunities to defraud victims.
4. Other Online Scam Methods
Other observed online scam methods include:
* Fraudulent solicitations for donations.
* Scams by creating fake online shop accounts and approaching buyers under genuine online shop live sales.
* Scams by creating fake accounts impersonating fortune-tellers or ritual specialists and repeatedly demanding money transfers.
* Scams by creating fake consultant accounts, obtaining personal information, and then extorting or defrauding victims.
* Scams that entice victims with promises of lucky draws by impersonating event invitations.
* Scams by impersonating administrative authorities and threatening victims.
5. Characteristics and Behavior of Scammers
* Operate in groups rather than individually.
* Include individuals proficient in IT.
* Create fake webpages and applications.
* Present themselves in a way that inspires trust.
* In some cases, victims are forced to participate through intimidation.
6. Recommendations to Prevent Online Scams
* Do not easily provide personal information (CSC, Password) to anyone.
* Do not download unknown applications.
* Only trust and communicate with verified organizations or individuals.
* Do not fully trust someone until you have verified their KYC (Know Your Customer) information.
* Do not easily follow advice from unknown or unfamiliar individuals.
* Do not easily access online links sent by unknown individuals.
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