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Experience financial freedom and convenience with MTB MPU Credit Cards.
MTB MPU Credit Cards are designed to give customers greater control, flexibility, and comfort in managing their daily financial needs. With a blend of powerful features, wide acceptance, and user-friendly services, these cards allow you to enjoy true financial freedom—anytime, anywhere.
| No | Description | Fee |
| 1 | Annual Fee (Main Card) | Silver – 20,000 MMK |
| Gold – 50,000 MMK | ||
| Platinum – 100,000 MMK | ||
| 2 | Card Issuing Fee | 20,000 MMK |
| 3 | Interest | 16% per annum |
| 4 | Late Payment Fee | 1% of outstanding amount |
| 5 | Partial Payment Fee | 1% of outstanding amount |
| 6 | Card Reissue Fee | 20,000 MMK |
| 7 | PIN Reissue Fee | 1,000 MMK |
| 8 | Statement Reprint Fee | 1,000 MMK |
| 9 | Cash Advance Fee | MTB ATM / CRM – Minimum 2,000 MMK or 2% of cash withdrawal amount |
| Other Banks ATM – Minimum 2,000 MMK or 2% of cash withdrawal amount + 1% (MPU rate) | ||
| 10 | Wallet Cash In Fee | Minimum 3,000 MMK or 3% of cash-in amount |
Myanmar citizen age 18 and above
This requirement specifies that only individuals who are Myanmar citizens and at least 21 years old are eligible to apply for the credit card.
Regular monthly income proof (salary or business income)
This requirement states that applicants must provide verifiable evidence of a stable and recurring monthly income, either from:
Valid NRC and address confirmation
This requirement is to verify that every applicant provides a valid National Registration Card (NRC) and a verifiable residential address.
Never share your card PIN or OTP
This security requirement emphasizes that customers must keep their Card PIN and One-Time Password (OTP) strictly confidential, and must never disclose them to anyone, including bank staff, call center agents, family members, merchants, third-party service providers, or unknown callers.
Enable transaction alerts
Enabling transaction alerts means activating real-time notifications that inform you immediately whenever any activity occurs on your bank account or payment card. These alerts are usually delivered through SMS, mobile banking push notifications, or email. Their main purpose is to help you stay informed, monitor your account activity, and detect suspicious or unauthorized transactions quickly.
Activate on your card immediately after receiving card
Activating your card as soon as you receive it is an essential security step to ensure that your new debit or credit card is ready for use and fully protected. Card activation confirms that the card has been delivered to the rightful owner and prevents unauthorized persons from using the card.
Security Confirmation:
Activation verifies that you are the legitimate recipient of the card. Until the card is activated, it cannot be used, preventing misuse if the card is lost or intercepted during delivery.
Prevents Fraud & Unauthorized Access:
Fraudsters cannot use the card without activation. This adds a layer of protection for your funds and account.
Enables All Card Functions:
Certain services—such as ATM withdrawals, POS purchases, online payments, contactless transactions, or mobile wallet linking—remain inactive until the card is activated.
Call the bank’s designated hotline and authenticate your identity and visit any branch and request activation at the customer service counter.
Report lost/stolen cards immediately via hotline
If your debit or credit card is lost, stolen, or you suspect it has been misused, it is critical to report it to the bank immediately through the official hotline. Prompt reporting helps protect your account, prevent unauthorized transactions, and ensure your card is quickly blocked and replaced.
Myanma Tourism Bank (MTB)
Head Office: No.(143/149), Sule Pagoda Road, Kyauktada Township, Yangon, Myanmar
Phone: +959 682 682 682
