Term Loan

    Term Loan is a type of loan to provide financial support, which is essential for running business operations.

     

    Personal information

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the ward
    • Valid passport photo of applicant.

     

    Business information

    • Valid Business license (OR) Valid certificate of incoporation
    • Receipts of taxation for the previous (3) years
    • Photo proof of the business
    • Employees list of the business (If it’s a company limited, (7) pages document from DICA)
    • Loan application form
    • A written statement of business purpose of loan applied
    • BOD meeting minute.

     

    Financial information

    • Financial Statement for the last (3) years
    • Bank Statement for the previous (6) months (If any)

     

    Collateral information

    • Freehold land (land documentation and related contracts of land possession).
    • Leasehold Land (updated land possession of loan applicant(s).
    • Map/ land history from (105/ 106), which was copied within the last (6) months

    It can expand business scope and trend.

    Interest Rate 10% p.a

    Overdraft

    Overdraft is a type of credit to make financial support to source of funds for business operation.

    Personal information

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the ward
    • Valid passport photo of applicant.

     

    Business information

    • Valid Business license (OR) Valid certificate of incoporation
    • Receipts of taxation for the previous (3) years
    • Photo proof of the business
    • Employees list of the business (If it’s a company limited, (7) pages document from DICA)
    • Loan application form
    • A written statement of business purpose for using the loan
    • BOD meeting minute.

     

    Financial information

    • Financial statement Report for the last (3) years
    • Bank Statement for the previous (6) months (If any)

     

    Collateral information

    • Freehold land (land documentation and related contracts of land possession).
    • Leasehold Land (updated land possession of applicant(s).
    • Map/ land history from (105/ 106), which was copied within the last (6) months

    Sanctioning amount overdraft applicant’s current account can provide business extend.

    Interest Rate 9% p.a
    Service Charges 1%

     

     

    Hire Purchase

    Hire Purchase (HP) is a type of loan by monthly installment.Acquiring a vehicle and other business-related accessories or consumer goods with an installment plan.

    Personal information

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the police station
    • Valid passport photo of applicant.

     

    If you are an employee,

    • Salary pay slips (For the last (6) Months)

     

    If you have an owned business,

    • Valid Business license (OR) Valid certificate of incoporation
    • Receipts of taxation for the last (3) years
    • Photo proof of the business.

     

    If you are an employer,

    • Financial statement (For the last (3) years)
    • Bank Statement (For the previous (6) months) (If any)
    • Sales Contract (Original)
    • Owner Book (Original for Car HP)
    • An authorised real estate agent and a household member will have to sign the contract.

    To buy a vehicle and other essential items with your monthly income.

    Interest Rate 10% p.a
    Service Charges 1%

    Home Loan

    Home loan is a type of loan to own a house by paying an installment with your monthly income.

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the police station
    • A photo of the applicant.
    • Sales Contract (Original)
    • Owner Book (Original for Car Loan)
    • Anauthorized real estate agent and a household member will have to sign the contract.

     

    If you are an employee,

    • Salary pay slips (For the last (6) Months)
    • Bank statement for the last (6) months (if any)

     

    If you have an owned business,

    • Valid Business license (OR) Valid certificate of incoporation
    • Receipts of taxation for the last (3) years,
    • Photo proof of the business

     

    If you are an employer,

    • Financial statement (For the last (3) years)
    • Bank Statement (For the previous (6) months) (If any)

     

    • To acquire your own house with the installment payment system.
    • To own a home with just your monthly income.

     

    Interest Rate 10% p.a
    Service Charges 1%

    SME Loan

    SME Loan can be applied to make fund raising to SME business or family business for more prospect.

    Personal information

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the ward
    • Valid passport photo of applicant.

     

    Business information

    • Valid Business license (OR) Valid certificate of incoporation
    • Receipts of taxation for the last (3) years
    • Proof of the business
    • Employees list of the business (If it’s a company limited, (7) pages document of DICA)
    • Loan application form
    • Purpose for using the loan
    • BOD meeting minute.

     

    Financial information

    • Financial statement for the last (3) years
    • Bank Statement for the previous (6) months (If any)

     

    Collateral information

    • Freehold land (land documentation and related contracts of land possession).
    • Leasehold Land (updated land possession of applicant(s).
    • Map/ land history from (105/ 106), which was copied within the last (6) months

    It meets to needs for expanding your business by bank SME creditline.

    Interest Rate 10% p.a

    Travel Loan

    လူကြီးမင်းတို့၏ ခရီးသွားခြင်း စိတ်ကူးအိမ်မက်များကို ချက်ခြင်း အကောင်အထည်ဖော်ရန်အတွက် Travel Loans ကိုလျှောက်ထားရယူနိုင်ပါသည်။

    • အတိုးနှုန်း အများဆုံး – ၁၃%
    • တန်ဖိုး၏ အနည်းဆုံး – ၁၀% ကို Down Payment ပေးသွင်းပြီး အရစ်ကျ ပေးချေနိုင်ပါသည်။

    Education Loan

    Education Loan is a type of loans to fulfill your education and development dreams immediately.

    Personal information

    • National Registration Card (NRC) (OR) National Scrutiny Card
    • Household Members List
    • Letter of recommendation from the police station
    • Valid passport photo of applicant.

     

    If you are an employee,

    • Salary pay slips (For the last (6) Months)
    • The dealer and the parents (or) a family member will have to sign the contract.

     

    • To attend courses without having to pay a cash lump sum.
    • To keep learning higher education.
    • To attend higher-level courses with your income while working.

     

    Interest Rate 10% p.a
    Service Charges 1%
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