Treasury

Repurchase Agreement (Repo)

A repurchase agreement (repo) is a short-term secured loan. Lenders serve as collateral.

Interbank Deposit Placing

Interbank Placement of deposits between banks means that their bank’s money is more or less. If necessary, the period agreed with other partner banks. It means that they are held in mutual interest until the specified date is reached.

Interbank Money Market (Lending and Borrowing)

The interbank lending is a market in which banks lend funds to one another for a specified term. Most interbank loans are for maturities of short-term period. Such loans are made at the interbank rate.

Banks are required to hold an adequate amount of liquid assets, such as cash, to manage any potential bank runs by clients. If a bank cannot meet these liquidity requirements, it will need to borrow money in the interbank market to cover the shortfall. Some banks, on the other hand, have excess liquid assets above and beyond the liquidity requirements. These banks will lend money in the interbank market and earn interest on the assets.

Treasury Bill

T-bills are short-term investment in the government aimed at minimizing the loss of bank surpluses and ensuring financial stability.

Treasury Bond

T-Bonds are an investment in the government to strengthen the bank’s assets and increase revenue when revenues are in excess.

Securities Bond

Securities bond is an investment lends money to a borrower for a fixed period of time at a fixed or variable interest rate. It can use to raise funds to finance a wide range of projects and activities.

FX Spot

A spot transaction is the purchase or sale of foreign currency for immediate delivery, typically settled within two business days.

Use spot transactions to handle immediate FX requirements or fulfill customer requests for foreign currency conversion.

FX Forward

A forward contract is an agreement to buy or sell a specified amount of foreign currency at a predetermined exchange rate on a future date.

Use forward contracts to hedge future foreign currency exposures, such as expected payments or receipts in foreign currency. It stabilizes cash flows by fixing exchange rates in advance.

Currency SWAP

Interbank cross currency swap is an agreement between two parties (bank to bank) to swap payments in two different currencies.

Used to manage long-term currency risk, funding needs, or interest rate differentials between currencies. They are also used in interbank markets to manage liquidity in foreign currencies.

At Myanma Tourism Bank, we offer currency exchange services at highly appropriate rates, fully compliant with Central Bank of Myanmar regulations. Whether you’re traveling, paying school fees, or making international payments, we’ve got your foreign currency needs covered!

MTB Money Changer Counter Location

Available Currency – USD, EURO, SGD, THB, MYR